Mr. Andrew (Andy) Cohen is the Director, Financial Readiness in the Office of the Deputy Assistant Secretary of Defense for Military Personnel Policy. As Director, he leads the Financial Readiness team in the planning, direction, implementation and coordination of Department of Defense-wide policies and programs to meet the financial literacy training and preparedness needs of Service members and their families.

Mr. Cohen began his career in the Federal Civil Service in July 2016 as a senior program analyst. Prior to accepting an appointment to the Federal Civil Service, he served nine years as Deputy Director for Finance and Treasurer, Army Emergency Relief (AER), a private 501(c)(3) charity providing no-interest loans and grants to soldiers and their families to meet unexpected financial needs.

Prior to joining AER, he served 27 years as a Commissioned Officer in the U.S. Army. During his military career, Mr. Cohen served in Signal, Military Police, and Financial Management career field assignments. Mr. Cohen’s financial management assignments included serving as Comptroller for the 3rd Infantry Division; Director of Resource Management for Ft. Stewart, GA; and Defense Resource Manager on The Joint Staff. In his last duty assignment, he served as Chief, Resources Division for the Army’s G-1 (Deputy Chief of Staff for Personnel). In that position, he served as the Principal Resource Advisor to the Army G-1 for the Army's military personnel pay appropriations and manpower related programs totaling over $49 billion annually.

Mr. Cohen holds a Bachelor of Science in Criminal Justice from the University of Cincinnati, a Master of Arts in Management from Webster University, and a Master of Science in National Resource Strategy from the Industrial College of the Armed Forces. His military and professional education includes the Command and General Staff College, Senior Service College. In addition, he has completed professional certificate programs in Non-Profit Executive Management and Personal Financial Planning at Georgetown University.